Asset Classes

Working with your “Safe Assets”, we employ a number of UNIQUE and INNOVATIVE strategies to accomplish three objectives:

1) Significantly Increase Growth Potential

 Immediately increase the overall value of the assets through use of bonus options and/or death benefit provisions

 Tax Free Growth

 Eliminate income/dividend taxes on all gains

 Income tax free access

 Principle Protection…Allows you to participate in market gains but protects you against market losses.

 Example

Let’s say you start with $1,000 in your account, but then the market lost 50% bringing your account value to $500.  How much would the market have to increase just to return your initial $1,000?

$1,000 x (50%) = $500 x _______% = $1,000

Now, what if you were protected against any losses?  What would your account look like then?

$1,000 x (50%) = $1,000 x 100% = $2,000!

 Leveraging your assets

 This strategy allows you to access your assets to payoff any debts and reverse the flow of interest paid from your creditors to you.

 Yet, the assets continue to be credited with gains/interest, As If They Hadn’t Been Touched

2) Decrease or Eliminate Income Taxes

 Income Tax Free Access

 Your money grows income tax free AND you pay absolutely no income taxes when accessed.

 Non-Reportable Income

 This may lower your taxes on other assets by keeping you in a more favorable tax bracket.

 Protect your ability to receive other “Income Based” benefits.

 Avoid the “Taxed-Deferred” Trap

 In many cases tax deferred plans such as: 401k; SEP’s; Traditional IRA’s; etc.… Are Not in Your Best Interest!

* Future Tax Rates  *Lack of Deductions

* Potential Penalties  *Restricted Access to Funds

 Wealth Transfer

 Your entire account passes to your heirs Income Tax Free

3) Protect Assets from Loss

 Principle Protection…Participate in Gains, Not Losses

 Imagine you’re sitting at a blackjack table.  You put down $20.  The rules at this particular casino state if you win the hand, you keep your $20 and the house pays you $20.  However, if you lose the hand, you simply take your $20 back.  How often would you play the game?  In fact, how long before you were sitting at the high roller table?

Additional Benefits:

 Family Financial Protection

 Long Term Care Coverage

 Critical Illness Coverage

Interested in getting more info to see how some of these strategies may benefit you?

Schedule a short, informational visit where we will

1) Identify your goals

2) Gather information to see if I can benefit you

3) Address any questions/concerns you may have

4) Create a solution based on some of the unique concepts we utilize